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Products
Priority Plus FCU offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
30 Year Fixed Rate
15 year fixed rate
Home Equity Loans
Home Equity Line of Credit (HELOC)

Rates last updated on Thursday, June 01, 2017

30 Year Fixed Rate
Regular monthly principal and interest payments that will not change over the life of the loan.

Term: 30 years   Maximum Amount: $424,100
RatesAPRPoints
4.125%4.294%0%

15 year fixed rate
Regular monthly principal and interest payments that will not change over the life of the loan.

Term: 15 years   Maximum Amount: $424,100
RatesAPRPoints
3.25%3.543%0%

Home Equity Loans
Fixed payments over the life of the loan. Closing costs are normally lower than a first mortgage. The time from application to closing may be quicker too. A Mortgage Loan Officer can help select the best loan program for you.
RatesAPRPoints
4.5%4.5%0%

Home Equity Line of Credit (HELOC)
The flexibility to draw and pay down your line of credit as you wish. The interest rate is the prime offering rate. The interest rate can change monthly. The repayment terms allow for an interest only payment for the first five years of the loan. After five years no more draws may be taken and the loan is repaid over the next ten years.



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.